High loan-to-value lending hits highest level since 2008 Statistics from the Bank of England indicate that high loan to value lending is at highest levels since early 2008 just before the banking crisis and credit crunch. With gently falling interest rates, this is another indicator that the housing market is going to be moving forward through 2025 into 2026 as buyer confidence and ability to buy improves. This coupled with the positive news from the property websites reporting increased activity and sales numbers, points towards increasing activity and sales in the second half of this year. Reasons to be very optimistic! Thinking of moving in 2025 – call your local Aldreds branch today